You suffer from the curse of the competent.
Every fall, your whole office turns to you because everyone knows you know the difference between an EPO, PPO, HMO, deductibles, and copays. We salute you.
But let's be honest about what's happening every open enrollment: you're doing HR's hardest, highest-liability job for free.
You can't run financial modeling over coffee.
- Can you calculate how an embedded deductible impacts a coworker having a baby in June?
- Do you know if their out-of-network psychologist triggers a separate deductible?
- Do you know if it's cheaper for their kids to sit on a partner's external plan?
- Do you know how their pre-tax savings actually stack up against their medical bills as the year plays out?
You shouldn't have to carry that risk.
PlanStan puts plan-specific modeling tools directly into their hands, so you can save your team thousands without playing unpaid actuary.
How it works
An Office Stan never recommends a tool they haven't verified themselves.
Upload your SBCs and run your math.
Drag and drop your open enrollment SBCs (takes 10 seconds). Run your personal numbers to verify the math and pick your plan.
Your team's portal is live.
You've done the heavy lifting. Your custom link arrives with your company's plans pre-loaded, so coworkers don't have to search for a thing, plus a discount pre-applied for your entire team.
Built for complex teams: automatically prompts coworkers to confirm their specific location or plan tier before modeling.
Drop it in the group chat and get compensated.
When open enrollment drops and your DMs start pinging and the Slack channel starts blowing up with questions, drop your link. Coworkers are ready to go with zero setup and their discount from you.
Have friends outside work? Whether they're personal finance nerds looking for the next frontier of cost optimization, or just completely overwhelmed by options, send them your link. They can drop in their own SBCs in seconds.
Expose adverse selection.
Insurers price for the average person because the average is all they know. They don't know about your therapist, your prescriptions, or your plans for next year.
You do.
That gap has a name, adverse selection, and it's the part of this deal where you know more than they do. Using it is completely legal.
We need Stans on TikTok teaching working people how to use it against the system.
Get paid.
Capped at $500 a post if PlanStan is the only tool in the video, or $200 if it's one of several.
Plus an extra $10 off for your audience through your link.
How to apply
Email stans@theplanstan.com with a bit about you and links to your channels.
The rules
- Apply first, post second.Email us, get accepted, then publish. Unapproved posts don't earn.
- Original, authentic content.Your voice, your take. No reposts, no scripts from us.
- Tag @theplanstan on TikTok prominently.In the caption and the video. Untagged posts don't count.
- Top three in multi-tool posts.If you're comparing tools, PlanStan sits in the first three.
- Respect the feed.At least 7 days between posts.
- Organic views only.No paid boosts, no Spark Ads. We check.
- Include your referral link.Without it, the post isn't eligible for impression payouts.